Ace bodyguard Tiehan tenderness single-handedly limit to save women "Breakthrough of Firewire" 12.1 boot

       On December 1st, the gun battle action movie "Breakthrough of Firewire" directed by Roger, starring Ren Tianye, starring Julian Chen, starring Feng Wanhe, Yang Han, Zhang Liwei, Lang Feng and Hao Lv was officially launched in Yunnan.

A photo of "Breakthrough of Firewire"

       Girl’s accident is deeply involved in danger. Ace bodyguard Tie Han’s tenderness staged extreme rescue.

       The film tells the story of a retired ace bodyguard who fights a desperate duel with a group of fugitives to save his daughter. Darong used to be the top bodyguard in Southeast Asia. During a mission, his brother died tragically and his wife died unexpectedly. The sad and frustrated Darong retired from the Jianghu and lived an ordinary life. Unexpectedly, the rebellious daughter was accidentally involved in a criminal drug deal and was kidnapped by outlaws. In order to save her daughter, Darong had to re-enter the Jianghu and embark on a rescue adventure alone … …

The leaders of the producers of "Breakthrough of Firewire" started to unveil.

       As a gun action film, the film has a lot of wonderful scenes of fighting and shooting: from the beginning, Darong’s team and killers pursued the gun battle on the highway, to the contest between two top snipers, Darong and Chalong, on the rooftop, and finally, in the abandoned cabin, Darong and Chalong fought hand-to-hand and fought to the death. Every fight can make the audience feel adrenaline soaring and hooked. However, Breakthrough of Firewire does not blindly pursue sensory stimulation, but adds some warmth elements to the tone of the action play: Darong is a commanding ace bodyguard outside, an ordinary father at home, clumsy but deeply in love with his daughter like all fathers. A man’s bravery on the battlefield and tenderness in front of his family make the role of Darong more attractive. 

       The super-strong first-line main creative lineup is dedicated to building, and Roger’s transformation of "cool film manufacturing machine"

       The production team of the film "Breakthrough of Firewire" is full of talents, which can be described as the top lineup in the online movie market. Xu Yawei, the chief producer, has participated in the planning of many high-quality online movies and online drama projects. His representative works include Mu Ye’s Seeking for the Dragon, The Return of the King to Huang Feihong, Heroes on Earth, and The Spirit Beast. He has participated in the whole process from planning, development, producer to announcement, and has a strong control and judgment on the quality of the film and the preferences of the audience. Producer Li Yang has participated in the production of many well-known film and television works, such as Poems of the Song Dynasty Palace, Facing the Sea and The Great Pediatrician, and has very rich production experience. Producer Wang Caiyun has also participated in many explosive online movie projects, such as The City of All Demons in the Monkey King, The Hero of Huang Feihong’s North and South, The Flame Mountain of the Monkey King, etc. Director Roger has served as the action director of many well-known film and television works, and participated in The Flame Mountain of Monkey King, Fu Hu Wu Song, Heroes of the Earth and other works. He has his own unique style in the design of action drama, which is called "the cool film maker". This time, he made some special designs and innovations for the film from the perspectives of action director and director. Zhao Xiaofeng, the photography director, is a top photographer in the industry, and has participated in many explosive online movie projects, including Mu Ye’s Seeking for the Dragon through Mysteries, Xin Qiji’s 1162, Thirteen Generals of the Big Man and so on. I believe that there are many creative people who have been deeply involved in the film and television industry for many years, and "Breakthrough of Firewire" is bound to be full of expectations.

       Unique exotic customs+"violent aesthetics" upgrade, more exciting.

       The location of The Breakthrough of Firewire is set in the Golden Triangle of Southeast Asia, and in order to fit this setting, the director chose Xishuangbanna, which is close to the story background, as the shooting location, and spent a lot of thoughts on art, just to ensure that the film can quickly make the audience feel strongly substituted. At the same time, exotic customs, as a relatively rare element in online movies, also add some unique appreciation to the film.

       In addition, in order to enhance the audience’s viewing experience, the film has greatly upgraded the coolness of action films and the explosion of gun battles. The duel between the hero Darong and the villain Chalong not only contains some weapons with strong lethality, but also uses very strong and aggressive Muay Thai in close combat. The original ecological "violent aesthetics" and the peak contest between snipers can not only clearly reflect the differences and role characteristics of the pros and cons, but also ensure the authenticity of the fighting action, and greatly improve the appreciation of the film, making it more exciting and enjoyable!

       Ren Tianye and Julian Chen joined in, and the contest between good and evil was full of watching.

       Darong, the hero of The Breakthrough of Firewire, was played by Ren Tianye, a mainland actor. In 2011, Ren Tianye was well known to the audience through the TV series I am a Special Force, and his image of a special force was deeply rooted in the hearts of the people. This time, in "Breakthrough of Firewire", he still plays an ace bodyguard who turned from a retired sniper, but unlike before, he has an additional "father" identity, and I believe that the setting of Tiehan’s tenderness can make the audience feel refreshed.

       In addition, The Breakthrough of Firewire also invited Julian Chen to play the villain Chalong. Julian Chen, an idol singer, entered the film and television industry through the role of Ertai in Princess Huanzhu, and successively participated in many different types of film and television works such as Famous Flower Drum, Fox Fairy and The Source of Dreams. In the high-scoring film Sheep Without A Shepherd, he perfectly portrayed a clever and cunning murderer in just a few minutes. This time, in The Breakthrough of Firewire, he will play cold-blooded killer, who has extraordinary skills and kills people without blinking an eye. In the process of revenging his female apprentice, he gradually loses his mind and becomes crazy and paranoid. When the bodyguard who never misses meets the killer who licks the blood at the tip of the knife, the exciting confrontation is full of expectations.

Group photo of the main creative staff of "Breakthrough of Firewire"

       The Breakthrough of Firewire is produced by Wenchuang Tianhe Film Studio, Hengdian Baipin Film and Yonghe Film, jointly produced by Roya Film, Phantom of Kung Fu, Fantasy Media, Yushi Media, Chengyi Film, Murphy Film and King Kong Film, announced by Hengdian Baipin Film and Yonghe Film Studio, and produced by Wenchuang Tianhe Film Studio and Roya Film, such as joint marketing of entertainment culture. The confrontation between good and evil is imminent. Can the rescue plan in the name of love be successful? Let’s look forward to it!

Spy exposure of Wuling Hongguang MINIEV four-door model: Based on Tianyu architecture S platform, equipped with 30kW motor.

On October 25 th, today, someone exposed the spy photos of the new Wuling Hongguang MINIEV four-door version on the Internet. The new car is built on the S platform of Tianyu architecture, and there will be two-door and four-door versions of the new car in the future. Of course, the classic two-door version will also be retained.

This model has been declared on September 13th, and it is equipped with a motor with a maximum power of 30 kW, which is consistent with the current high-power version, but the supplier of the motor has changed from Shuangxiu Automobile to Liuzhou Seck Technology Development Co., Ltd..

From the real car, the new car is more lovely, the charging port is still located in the front of the car, and the whole front of the car looks quite round. In terms of size, the data of the Ministry of Industry and Information Technology shows that IT is 3256x1510x1578mm, the wheelbase is 2190mm, and the rated number of passengers is 4. For details, please refer to the previous report of IT House.

In terms of interior, the front seats of the new Wuling Hongguang MINIEV four-door vehicle adopt integrated design, and the interior adopts double color matching design, equipped with floating instrument panel and central control panel, electronic knob shift, integrated function buttons on the steering wheel, and air conditioning knob buttons are retained, as well as a circular air conditioning outlet.

Related reading:

Skyworth EV6 II Supercharge Edition AIR +/PLUS + Car Released, 800V 520km Battery Life Edition 182,800 Yuan

On September 12th, at the Skyworth Automobile 2023 Autumn Technology Ecology Conference this afternoon, the Skyworth EV6 II supercharged version of the car was released, with a total of two models.

IT Home found that the difference lies in the faster charging speed and lower battery life.

Skyworth Automobile claims that the 800V supercharged version of Skyworth EV6 II can complete charging in the range of 30% to 80% in about 7 minutes and 50 seconds. And the press conference site.

Skyworth EV6 II is positioned as a medium-sized SUV, with a length, width and height of 4720/1908/1696mm and a wheelbase of 2800mm. The body adopts a 16-globe cage thermoformed reinforced structure, with a luggage compartment volume of 467-1141L and a McPherson-style independent suspension + multi-link independent suspension. Equipped with monochrome aluminum alloy wheels/two-color aluminum alloy wheels.

In terms of interior, the car seat is made of suede + leather (gray) material (AIR version is leather), the main seat is adjusted in six directions, and the sub-seat is adjusted in four directions. It is equipped with 12.8/15-inch touch LCD screen + 12.3-inch LCD meter, which supports multimedia, navigation, telephone, sunroof, air conditioning, small-dimensional virtual intelligent machine, small-dimensional virtual intelligent machine, Skyworth smart ecology, real-time online GPS navigation.

In terms of power, Skyworth EV6 II is equipped with a maximum power of 150kW front motor and a maximum torque of 320N · m.

Officials say they can turn cars into "mobile overcharging stations."

Only when it is not reflective can you see good image quality. Skyworth 100A5DPro customized paper screen TV is on the market.

In today’s pursuit of ultimate visual enjoyment and immersive home entertainment, Skyworth has once again led the industry trend and launched the 100A5D Pro, the industry’s only 100-inch Mini LED TV without reflection and glare. This product, which combines cutting-edge technology and humanized design, not only solves the pain points of traditional large-screen TVs in bright environments, but also creates an exclusive home version of the audio and video room for villas and large flat-floor users with excellent audio and visual performance.

If it is not reflective, you can see the real chapter: Skyworth 100A5D Pro exclusive customized paper screen

In the spacious and bright modern home environment, traditional large-screen TVs are often difficult to avoid reflective problems, which not only seriously affects the viewing experience, but also makes users feel troubled when enjoying family entertainment time. Skyworth is well aware of this, and after unremitting research and development, it finally achieved a technological breakthrough on the 100A5D Pro, becoming the industry’s only 100-inch Mini LED TV without reflection and glare.

The custom paper screen technology used by Skyworth 100A5D Pro is its unique secret weapon in the industry. The technology effectively reduces the reflection of light between different media by specially customized anti-reflection treatment on the polarizer layer on the screen surface and integrates nano-scale technology, achieving clear image quality in all weather. This innovation not only allows users to enjoy a pure and interference-free viewing experience in any lighting conditions, but also completely overturns the limitations of traditional large-screen TVs in bright environments.

It is particularly worth mentioning that the Skyworth custom paper screen does not sacrifice the clarity and viewing angle of the picture while reducing reflection. On the contrary, it retains a high degree of color reproduction and delicate image quality, ensuring that users can feel the immersive visual impact no matter which angle they look at. In addition, long-term viewing is not easy to produce visual fatigue, especially suitable for family members to enjoy the film and television feast together.

Audio and painting are absolutely essential to create a stunning visual experience

In addition to the non-reflective screen advantage, the Skyworth 100A5D Pro also performs well in image quality and sound quality, making it the best in the same price range. As the highest Mini LED TV in the same price range, it has 1152 partitions, and with the ultra-high peak brightness of the XDR 2500nits, it can present more delicate, deep picture details and richer color levels. Whether watching movies, sporting events or playing games, you can get a stunning visual experience.

In terms of sound, Skyworth 100A5D Pro has made great efforts. It adopts the sound configuration of Hamanka 2.1.2 sky sound field + heavy bass, which is specially optimized for large space to ensure that the sound can evenly cover the entire room and achieve a three-dimensional surround sound experience. Whether it is a high-pitched melody or a low drum beat, it can be perfectly restored, making users feel as if they are in the scene.

The details are remarkable to meet the diverse needs of users

In addition to the above core selling points, the Skyworth 100A5D Pro is also outstanding in terms of details. It is equipped with a 4K 144Hz high refresh rate screen, which can reach a refresh rate of 288Hz in HSR high refresh mode. Whether watching high-speed sports or playing competitive games, it can ensure smooth and seamless graphics. At the same time, the 4GB + 128GB large memory combination also provides users with ample space to install various applications and games to meet the diverse needs of home entertainment.

In addition, Skyworth 100A5D Pro also focuses on the actual user experience. It supports a variety of intelligent interconnection functions, such as voice control, remote control, etc., allowing users to easily achieve seamless connection between TVs and mobile phones, tablets and other devices. At the same time, its user-friendly interface design and simple and easy-to-use operating system also make users feel more convenient and comfortable during use.

Make an appointment to experience future technology first

With the official launch of Skyworth 100A5D Pro, a revolution in family entertainment has quietly kicked off. It is reported that the launch price of Skyworth 100A5D Pro is 15,999 yuan, and consumers can receive 1,000 yuan public coupons during the pre-sale and opening period. After the discount, they will not get more than 14,999 yuan. There are also multiple benefits such as other audio and video members and in-kind gifts. In addition, in order to allow more users to feel the charm of this revolutionary product in advance, Skyworth has now launched the "New Product One Yuan Reservation" activity. Users only need to search for "Skyworth 100A5D Pro" on JD.com to participate in the reservation and enjoy the exclusive rights of new product pre-sale.

In this era of pursuing quality of life, Skyworth 100A5D Pro will undoubtedly become the best choice for home entertainment for villas and large flat-floor users. With its non-reflective custom paper screen, excellent audio and visual performance, and user-friendly design concept, it has redefined the standard of high-end home viewing experience and become the most worthy 100-inch MiniLED TV. Let’s look forward to the official launch of this product together!

Interested friends can follow the official flagship store:

JD.com Self-operated 100A5D Pro Link: https://item.jd.com/100125076360.html

Nanjing Benz EQE SUV price reduction information, the highest discount is 24,000! Act quickly.

[car home Nanjing Preferential Promotion Channel] Recently, the highest price reduction of 24,000 yuan was ushered in the Nanjing market, and the lowest starting price was adjusted to 462,000 yuan, which brought a rare opportunity for car buyers to buy cars. If you are interested in this luxury electric SUV, you may wish to click "Check the price of the car" in the quotation form to get a higher discount.

南京奔驰EQE

Mercedes-Benz EQE SUV has a unique front face design and adopts a closed air intake grille, which highlights its electric identity. The LED light group on the front face is sharp and scientific, which complements the overall style of the car body. The lines of the whole vehicle are smooth, showing the perfect combination of elegance and dynamics, highlighting the consistent high-end quality and exquisite craftsmanship of Mercedes-Benz brand.

南京奔驰EQE

Mercedes-Benz EQE SUV has a body size of 4880 * 2032 * 1679mm, a wheelbase of 3030mm, a front tread of 1649mm and a rear tread of 1662mm. The side lines of the car are smooth and dynamic, and the tyre size is 235/55 R19. With exquisite rim design, the sense of movement and luxury of the car is enhanced.

南京奔驰EQE

The interior design of Mercedes-Benz EQE SUV shows the perfect combination of luxury and technology. The 12.8-inch touch screen on the center console is not only large in size, but also integrates various functions such as multimedia system, navigation, telephone, air conditioning, sunroof, etc. Through voice recognition control system, it is easy to operate and improve the driving experience. The steering wheel is made of leather, and it supports electric up-and-down and forward-and-backward adjustment, providing a comfortable grip and flexible adjustment range. In addition, the car is equipped with multiple USB and Type-C interfaces, as well as the wireless charging function of the front mobile phone, which is convenient for passengers to charge and use electronic equipment. The seat is made of imitation leather, and the main and co-pilot seats can not only be adjusted from multiple angles, but also equipped with heating and ventilation functions, so that drivers can remain comfortable during long-distance driving. At the same time, both the driver’s seat and the co-pilot seat have electric seat memory function, which makes personalized setting more convenient. The rear seats support proportional tilting, providing rich storage space to meet the needs of different scenes.

南京奔驰EQE

The motor of Mercedes-Benz EQE SUV has excellent power performance, with a maximum power of 300 kW and a maximum torque of 858 Nm, providing drivers with strong power output and smooth acceleration experience.

According to the evaluation, although Mercedes-Benz EQE SUV performs well in power, the low-profile version lacks rear wheel steering function, resulting in insufficient flexibility. Compared with the BMW 3 Series, the handling performance is slightly inferior, especially when passing through the pit, the body shakes excessively and the suspension system is soft.

It’s not terrible that the valve cover gasket of BMW engine leaks oil, and the owner of BMW Z4 shares it and avoids the pit easily.

Dear BMW owners, BMW powder, friends who care about BMW models and want to buy used BMW cars, I believe that everyone is no stranger to the oil leakage of the valve cover. It is also confirmed that the BMW that does not leak oil is not a real BMW. As a second-hand Z4 car owner, I have just finished repairing the valve cover of my favorite car, and I would like to share my personal views on the common problem of oil leakage in the valve cover. Welcome to have an interactive discussion in the message area to make our car-loving and car-playing life happier.

At present, the engines used in the mainstream BMW models 1 Series, 3 Series, 5 Series, 7 Series, X1,X3,X5 are all N52,N54,N55,N20 (the latest B48 and B58 used in new models are out of the scope of this article because they have not leaked oil from the valve cover for a long time). Basically, the dividing line is 12 models, all of which were in-line 6-cylinder engines and 2.5L N52B25; 3.0L N52B30; 3.0T ones are N54B30,N55B30. Most configurations after model 12 basically use 2.0T N20B20 high and low power, and the high configuration uses 3.0T N55B30. All these engines have the common problem of valve cover oil leakage. You can check the engine model on the vehicle registration certificate (green copy), or check the engine model of your car on an APP such as a home.

Why does the valve cover leak oil? On the one hand, the valve cover and the engine block are sealed by a layer of rubber gasket, which is what we often hear. In the long-term high-temperature working environment, the rubber becomes hard and loses its sealing performance. At this time, there will be a layer of oil stains around the valve cover, which is called slight oil leakage. On the other hand, BMW makes the valve cover made of plastic (most of the engine valve covers are made of aluminum alloy). The working temperature of the engine is very high, and the plastic valve cover will be deformed in a long-term high-temperature environment. After deformation, the seal between the valve cover and the engine block is not tight, resulting in oil leakage. At this time, it can be clearly seen that there is black oil accumulation around the valve cover, even dripping down, dripping on the exhaust pipe or the engine belt. Generally, the valve cover pad will age for 2-3 years, resulting in oil leakage, and the valve cover will age for 6-8 years, resulting in oil leakage. (I use oil leakage and oil leakage to distinguish the layers of oil leakage in the valve cover, ranging from slight oil leakage to serious oil leakage)

What is the impact and harm of oil leakage or oil leakage from the valve cover, and is it necessary to repair it immediately? First of all, you can be sure that oil leakage has no effect on the engine working condition and vehicle use, except that there will be a layer of oil stains on the engine surface, which will become more and more serious with the passage of time. Personally, I suggest that you don’t rush to repair when oil leakage first occurs, continue to use it, and observe it regularly (mine has already appeared oil leakage when I just bought it, so I didn’t rush to repair it, but only repaired it after two years of continuous use. Why don’t you repair it urgently? Simply put, it doesn’t affect the use, and it is economical and easy to consider. From a professional point of view, I will explain it slowly below. However, when the valve cover becomes leaking oil, especially when the oil has dripped on the belt or transmission, it is recommended to repair it in time. Although it doesn’t affect the working condition of the engine, the temperature of the exhaust manifold is very high (at least above 300 degrees), and the oil drops on the exhaust pipe will evaporate immediately, and there will be a strong oil smell floating into the car. No one wants to sit in BMW and enjoy the blue sky and white clouds but always smell a pungent oil smell. What a spoil the scenery. Speaking of this, some cautious friends may ask whether there is a possibility of spontaneous combustion, which is extremely unlikely. The ignition point of the oil is very high, about 2000 degrees above, and the engine cannot reach this temperature when running. In addition, the oil drips on the belt of the pulley. Because the belt is made of rubber, the high-temperature oil will affect the service life of the belt and even cause combustion.

Is it troublesome to repair the oil leakage of the valve cover? There are two maintenance schemes for oil leakage of valve cover, one is to replace only the valve cover gasket, and the other is to directly replace the valve cover assembly (which includes the gasket). The working procedures of the two methods are the same, so the working hours are basically 300-800 yuan (with different repair shops and qualifications), but the price of accessories is much different. The price of a set of original valve cover gasket is 200-400 yuan (with different delivery channels), while the original valve cover assembly is 1800-2600 yuan, and the replacement parts imported from Germany are 800-1300 yuan. However, this is not the case. Generally, the valve cover will leak oil in 3-4 years, and the valve cover will age and deform in 6-8 years when the mileage reaches about 80,000, which will lead to serious oil leakage. Here, I mentioned that there is no need to repair it in a hurry when oil leakage first occurs. Apart from saving trouble, another reason is that if your car leaks oil after being used for 4 years, this is caused by the aging of the valve cover, and the valve cover may not be deformed, but it is also aging. If only the valve cover gasket is replaced, it won’t be long before the valve cover becomes aging and the assembly needs to be repaired and replaced, so the money for replacing the gasket before will be wasted, so the direct isotonic oil will become oil leakage, and then the valve cover will be replaced directly once after the valve cover is deformed. In the same way, if there is a serious oil leakage, it is not possible to replace the valve cover pad only, because the valve cover is deformed, which will lead to oil leakage. If the maintenance master tells you that you can change the pad first,If it doesn’t leak, it’s okay. If it still leaks, replace the assembly. In fact, he knows very well that he will basically have to change the assembly again (that’s what he wants, you know). . . . )

How to choose 4S shop and repair shop during maintenance? Can it be completely solved after maintenance? Whether to go to a 4S shop or a repair shop for maintenance is a matter of opinion, depending on your pockets. The cost of replacing the valve cover assembly in a 4S shop is about 5000-8000 yuan (some old cars can enjoy a discount, for example, my Z4 can enjoy a 7.5% discount, so please consult the local 4S shop for details). If you can afford it, you don’t have to worry about it, so you can go directly to the 4S shop for maintenance. Of course, the 5,000 yuan that you will buy a BMW is certainly affordable, but it also depends on whether it is necessary. Considering the cost performance, I suggest that it is enough to find a reliable and qualified repair shop for maintenance, because the number of BMW cars is very large now, and most of the BMW cars that have reached the age limit have replaced the valve cover. Those who are famous in the local area must have repaired a lot, and the maintenance masters are very experienced in this. There is no technical difficulty in replacing the valve cover itself. It can be handled well for experienced middle-level workers and above. Can it be completely solved after maintenance? The answer is unfortunately, no. The reason is very simple because the newly replaced valve cover is still made of plastic, which will age and deform after a long time. In fact, replacing it is equivalent to doing an oil maintenance, and it will be replaced when it reaches the service life again. Therefore, you don’t have to worry too much about the quality of the accessories used in the repair shop. As long as you don’t shoddy them, you can sell them as original parts. Of course, it doesn’t mean that the accessories can’t be used.It’s just that you spend more money. I still have great confidence in a conscientious repair shop. After all, the service industry depends on word of mouth. There is a difference of more than 1,000 yuan between the accessory parts and the original parts, and there are different opinions about the difference in use. Everything is true, and it is not a problem to use the accessory parts for two or three years (because many riders are thinking of selling them for two or three years when they buy used cars, which is quite good (∩_∩)O).

It’s so long-winded that it’s the first time to share it. If there are any problems in the grammar or professional knowledge of the article, please correct me. You are also welcome to discuss and exchange in the message area. If you pay attention to the praise of friends and get more responses, it’s ok. I’ll share the process of replacing the valve cover and the rubber gasket of the oil filter seat with my Z4 in the next issue.

Internet loans will be tightened again: how powerful is it to set three indicators and prohibit operations in different places?

  After half a year, China Banking and Insurance Regulatory Commission further standardized the Internet loan business of commercial banks.

  On February 20th, China Banking and Insurance Regulatory Commission, China issued the Notice on Further Regulating the Internet Loan Business of Commercial Banks (hereinafter referred to as the Notice), which set three restrictive quantitative indicators for the Internet loan business of commercial banks, and made it clear that local corporate banks are not allowed to carry out Internet loan business across registered jurisdictions. In July 2020, China Banking and Insurance Regulatory Commission issued the Interim Measures for the Administration of Internet Loans of Commercial Banks (hereinafter referred to as the Measures).

  These three quantitative indicators are:proportions of contributionsThat is, commercial banks and cooperative institutions jointly contribute to the issuance of loans. In a single loan,The investment proportion of the partners shall not be less than 30%.;Concentration indexThat is, the balance of the bank’s loans issued by a commercial bank and a single partner shall not exceed 25% of the net Tier 1 capital;Quota indexThat is, the balance of internet loans jointly funded by commercial banks and all cooperative institutions shall not exceed 50% of the total loan balance.

  "In accordance with the principle of prudential supervision, this Notice has formulated more perfect rules for the contents of the Measures, which can effectively curb the rapid expansion of Internet loans." Su Xiaorui, a financial technology expert, said.

  Dong Ximiao, chief researcher of Zhaolian Finance and part-time researcher of Fudan University Financial Research Institute, also said that the Notice greatly tightened the requirements of the Internet loan policy and was a further refinement and revision of the Measures. The main purpose is to implement a series of requirements of the central government on regulating the development of financial technology and platform economy, further strengthen financial supervision and better prevent financial risks.

  Ceng Gang, director of the National Finance and Development Laboratory, told the The Paper that the further regulation of the Notice is mainly in two aspects: one is to control the cross-regional operation of small and medium-sized banks, and the other is to further clarify the possible risks of both parties in joint loan cooperation, while limiting the leverage of the partners and the concentration of banks, so as to reduce the different financial risks that may be brought to both parties in joint loans.

  Set the proportion of capital contributionRestrict the leverage of partners

  Regarding the requirement that the proportion of the partner’s capital contribution in a single loan should not be less than 30%, the person in charge of the relevant departments in China Banking and Insurance Regulatory Commission said that in practice, some banks have weak credit risk management and are not right with the partner’s rights and responsibilities, which has damaged the foundation of the healthy and sustainable development of the Internet loan business. This standard is determined according to the actual situation of Internet loan business of commercial banks, through full investigation and calculation, and at the same time, it is consistent with the relevant provisions of the Interim Measures for the Administration of Internet Microfinance Business (Draft for Comment) to avoid regulatory arbitrage.

  Ceng Gang believes that in joint loans, the proportion of cooperative institutions’ investment is too small and the bank’s investment is too high, which means that cooperative institutions will overuse leverage. If the cooperative institution itself is also a financial institution, it will lead to its own high risk.

  Therefore, Ceng Gang believes that the requirement of "the contribution ratio of the partners shall not be less than 30%" is mainly to avoid the systemic risk caused by the excessive leverage ratio of the joint loan partners.

  Chen Wen, director of the Digital Economy Research Center of the School of Finance of Southwestern University of Finance and Economics, mentioned that only after the partners provide a certain proportion of capital contribution can banks truly grasp the risk control and reduce the risks borne by commercial banks, which is also aimed at the reality that the actual risk control of banks is completely grasped by external partners in the joint loan model.

  Set concentration and quota indicators: disperse the risk of joint loans and prevent risk contagion.

  The Notice clarifies the quantitative standards for concentration risk management and quota management. On the one hand, commercial banks and cooperative institutions jointly contribute to the issuance of loans, and the balance of loans issued by the bank with a single partner shall not exceed 25% of the bank’s net Tier 1 capital. On the other hand, the balance of Internet loans jointly funded by commercial banks and cooperative institutions shall not exceed 50% of the total loan balance of the Bank.

  In fact, in order to prevent the risks of cooperative institutions from spreading to the banking system, the Measures issued last year have put forward the requirements for commercial banks to carry out internet loans and the concentration management of cooperative institutions. However, in practice, there are differences in the understanding and grasp of the above provisions among commercial banks, and the concentration management and quota management of individual institutions have failed.

  The person in charge of the relevant departments in China Banking and Insurance Regulatory Commission said that the above provisions can not only promote commercial banks to further realize the moderate decentralization of Internet loan business, but also avoid the concentration risk of over-reliance on a single cooperative institution, and at the same time fully reserve space for the healthy development of Internet loan business.

  "From the bank’s own point of view, if the joint loan provided by a joint loan cooperative institution accounts for too high a proportion of the bank’s loans, or the Internet loan accounts for too high a proportion of the loans, it may lead to the concentration risk of the bank. If there is a problem with the partner or there is a problem with the Internet loan, the bank’s loan risk will be high." Ceng Gang said.

  Chen Wen also mentioned that if the risk control of a single partner is not solid, it is likely to pass the risk to the bank.

  Dong Ximiao also said that strengthening the concentration management of cooperative institutions is mainly to spread the risk of joint loans and prevent small and medium-sized banks from "putting eggs in the same basket" and relying too much on a single external partner. He also mentioned that the quota index is mainly to control the risk of Internet loans from the total amount and avoid the disorderly growth of Internet loans. "This has little impact."

  Prohibit local banks from operating across regions.

  The "Notice" stipulates that cross-regional operations should be strictly controlled, and it is clear that local corporate banks that carry out Internet loan business should serve local customers and may not carry out Internet loan business across registered jurisdictions. There are no physical business outlets, and the business is mainly carried out online, except that it meets other requirements stipulated by China Banking and Insurance Regulatory Commission.

  The person in charge of the relevant departments in China Banking and Insurance Regulatory Commission pointed out that in recent years, some local banks have used Internet technology to expand their business areas, which seriously deviated from their positioning and expanded blindly and disorderly, bringing great risks. The Notice further clarifies and strictly controls the cross-regional operation of Internet loans. At the same time, the Notice also fully considers the actual situation of some institutions, and exempts institutions that have no physical business outlets, mainly conduct business online, and meet other regulatory requirements.

  Su Xiaorui believes that this Notice is conducive to clarifying the business boundaries of local legal persons from the source and guiding local legal person commercial banks to adhere to their development orientation. "After controlling cross-regional operations, local legal person commercial banks need to deepen their local economy, instead of unilaterally pursuing rapid growth in scale, they should be based on local ‘ Small and beautiful ’ Type development path. "

  Chen Wen also said that the important motive for the approval of the establishment of regional small and medium-sized banks is to serve the regional market, but the loan through the Internet deviates from the original intention of serving the local market, and the risk is completely uncontrollable.

  Ceng Gang mentioned that the national operation of small and medium-sized banks through internet loans in disguised form will lead to two problems: on the one hand, small and medium-sized banks can’t grasp the risks of foreign loans, and they can only rely entirely on joint lenders, which is out of their own control ability. On the other hand, the cross-regional operation of local legal entities may reduce the input of resources to the local economy, which may lead to insufficient support for the local economy and make small and medium-sized banks deviate from their original sources.

  Dong Ximiao pointed out that this will have a greater impact on small and medium-sized banks that have already launched Internet loan business.

  He also said, "How to define cross-regional operation, according to the user’s work place, household registration place or social security payment place or other standards, needs further exploration in practice."

  Set the transition period: allow time for rectification and smooth transition.

  The relevant person in charge of China Banking and Insurance Regulatory Commission said that regarding the quantitative standards of concentration risk management and quota management, the regulatory authorities will urge and guide all institutions to complete the rectification in an orderly manner before July 17, 2022 in accordance with the principle of "one line, one policy and smooth transition". For the standard of capital contribution ratio and cross-regional operation restrictions, the "new and old" will be implemented, and the new business will be required to implement the requirements of the Notice from January 1, 2022, allowing the stock business to be settled naturally.

  "The transition period is set reasonably, presumably in order to adapt to the financial report, MPA assessment, etc., so that banks can arrange various tasks in an orderly manner." Su Xiaorui said.

  Ceng Gang pointed out that this is a problem of stock adjustment. The scale of Internet loan business is not small, and there are many participating institutions. If it is promoted too quickly, it may have some short-term impacts. Therefore, given a certain period of time to adjust, it can basically ensure an orderly transition. The rest of the business will not be added after the natural expiration, "because these loans are usually not long", so it will not have much impact on the market.

  Dong Ximiao also believes that a long transition period will allow sufficient rectification time for banks, which will help maintain a smooth transition of business and reduce the impact on customers.

ICAR 03 is officially listed at a price of 109,800-169,800 yuan.

  [Aika Auto Domestic New Car Original]

  On February 28th, iCAR 03 was officially listed.The new car has launched six models with a price range of 109,800-169,800 yuan.. ICAR 03 is an electric SUV with a compact "square box" shape, and its shape is very individual. At the same time, based on the new energy architecture of Chery i-MS multi-element Rubik’s Cube, the brand-new model has all-aluminum girders and an electronically controlled four-wheel drive system, which has a strong off-road flavor.

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  In terms of appearance, iCAR 03 adopts a classic square box shape, and the front contour is straight and square, which complements the unique I-shaped headlights and prominent front bumper, creating a strong sense of technology and futurity. The blackened design is adopted in many parts of the car body, which adds a touch of mystery and movement to the whole car. At the same time, the ingenious use of fashion elements such as suspended roof and external backpack makes iCAR 03 achieve a perfect balance between trend and practicality.

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  ICAR 03′ s interior design is also unique, with a large number of straight design elements, which perfectly echoes the tough appearance and creates a simple but powerful aesthetic feeling. The center console is wrapped in high-quality soft materials at your fingertips, which is comfortable to touch and superior in texture. Although iCAR 03 almost cancels all physical buttons, which affects the convenience of control to a certain extent, it undoubtedly improves the overall visual effect of the car and makes it look more fashionable and concise. It is worth mentioning that iCAR 03 is also equipped with a 15.6-inch floating central control panel and built-in Qualcomm Snapdragon 8155 chip, which brings the ultimate intelligent experience to drivers and passengers. It supports rich car functions such as HiCAR, car networking, OTA upgrade and continuous speech recognition, and can easily cope with navigation, music and voice assistants.

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  In terms of body size, iCAR 03 has a body length, width and height of 4406*1910*1715mm and a wheelbase of 2715mm. It is a compact SUV, and its length data is average, but the actual rear leg space has reached the mainstream level of the same level. At the same time, iCAR 03 is also equipped with practical seat functions such as electric adjustment of the main driver, front backrest angle and headrest adjustment, which can bring users a spacious and comfortable riding experience.

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  In terms of configuration, all models of iCAR 03 are equipped with control configurations such as rear parking radar, reversing image, cruise control, remote start, electric adjustment of exterior rearview mirror, rain-sensing wiper and other practical configurations, as well as comfortable configurations such as automatic dual-zone air conditioning and PM2.5 filter in the car. The overall sincerity is good. In addition, iCAR 03 Intelligent Driving Edition also has many intelligent driving functions, such as L2 driving assistance, automatic lane change assistance, automatic parking, tracking and reversing, remote control of moving vehicles, and practical configurations, such as main driving heating massage, automatic anti-glare of interior rearview mirror, and on-board purifier. Judging from its pre-sale price of 150,000, the configuration performance is excellent.

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  In terms of power, iCAR 03 offers two models: rear single motor and dual motor. Among them, the single-motor model has a maximum power of 135kW and a maximum torque of 220Nm, which can bring 4.5 seconds of 0-50km/h acceleration time. Compared with the same price tram, its performance is average. Fortunately, it provides a dual-motor version, with the acceleration time of 0-50km/h only taking 3 seconds and the acceleration time of 0-100km/h only taking 6.5 seconds.

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  In terms of off-road trafficability, the iCAR 03 dual-motor vehicle model is also equipped with iWD intelligent four-wheel drive system, which can cope with complex vehicle scenes such as cross-axis, steep slope, etc., with the tank turning around and crawling mode, as well as its own trafficability parameters such as 26 approach angle, 29 departure angle and 600mm wading depth. iCAR 03 is more relaxed than the conventional urban SUV.

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  In terms of endurance, iCAR 03 offers three models, namely 401km, 472km and 501km, which can easily meet the daily commuting in the urban area and expand the suburban scenes around the urban area. It is not convenient to travel across cities and provinces. Fortunately, all models of iCAR 03 are equipped with the fast charging function as standard, which can complete 30%-80% battery recharge in about half an hour, which can effectively alleviate endurance anxiety.

  Editor’s comment:ICAR 03 not only has outstanding design personality, but also performs well in terms of space, configuration and power, and the materials used are quite real. In addition, the price is very competitive, and the cost performance is worthy of recognition. Moreover, the emergence of iCAR 03 also enriches the choice of light off-road at this price, which is expected to be favored by consumers who advocate individuality and pursue playability.

Wonderful content review:

Besides the "all-aluminum platform", what else? Test drive Chery eQ7

The new aluminum-based platform was released, and Chery eQ7 officially went offline.

Chery eQ7 Interior Official Map Releases Simple and Comfortable Style

Huang Lei’s "Chef God" actually collapsed seven years later?

Huang Lei, an actor, once showed his cooking skills frequently in variety shows such as "The Life I yearn for" and called himself "Huang Kitchen", which won the praise of the audience.

Recently, however, a voice suddenly appeared on the Internet questioning Huang Lei’s cooking skills, and this incident quickly fermented.

Why do the words and deeds of middle-aged male stars in the variety show trigger such strong public resonance and ridicule?

Huang Lei’s cooking has been tried?

As a rare "actor who can cook" in the entertainment circle, Huang Lei’s cooking skills once became a major attraction in the program "The Life I yearn for".

However, with the passage of time, some once "dark dishes" fragments were rediscovered by netizens and quickly fermented on the Internet. The netizens’ queries about Huang Lei’s cooking skills are directed at his "going against the sky" in the program.

Among them, the most talked about is Huang Lei’s "Stewed Beans with Pork" in the first season program, which made Song Dandan and Batu suffer from food poisoning, vomiting and diarrhea, and even invited a doctor to prepare for gastric lavage.

But Huang Lei insisted that the beans were too old to realize that the uncooked beans contained toxins.

For another example, he made the pot-stewed meat into scrambled eggs, and added hawthorn to improve the taste. The finished product was soft and weak, which was quite different from the pot-stewed meat in memory.

For another example, the roast chicken he cooked was half burnt and half burnt, but it was still difficult for the guests to swallow, even though He Jiong and other high emotional intelligence remedied it.

After these clips were edited by netizens, they spread widely on the internet, which triggered a large-scale trend of spitting. With the increase of questioning voices, related terms such as # Huang Lei stewed beans #, # Huang Lei crab racing #, # Huang Lei pot-stewed meat # and # He Jiong pica # quickly rushed to Weibo for hot search and became the focus of public attention.

Even apart from outrageous cooking techniques, netizens recaptured guests with different expressions and conversations in these slices, which became irrefutable evidence to ridicule Huang Xiaochu’s "everything is easy and everything is loose".

At the same time, the male star who was mentioned again was Huang Xiaoming in Chinese Restaurant. When the program was broadcast, the wave of "Ming Xue" textbooks was popular all over the network and was picked out by netizens and chewed repeatedly.

Huang Xiaoming’s overbearing CEO-style behavior in the program constantly strengthens an invisible pressure.

As the main coffee, in his home court, as long as he takes out that pretentious deep tone and turns a deaf ear to other people’s opinions, he can wait for others to be useful to him.

"I don’t want you to think, I want me to think." In such a difficult environment, Karry, who fought bravely with Xiao Mingge, became the object of emotional compensation for the audience, trying to plead for his helplessness and humbling.

But it’s a pity, whether it’s Huang Xiaoming, the founder who died as soon as the program was broadcast, or Huang Lei, the chef who was pulled out and whipped after many years, the audience has stopped buying it.

Why is everyone’s reflex arc so long?

When the new theme variety show "The Life I yearn for" first appeared on the screen, I was full of curiosity and expectation for the novel form and content of the program.

A variety show featuring slow pace and slow life, with earthy flavor and idyllic texture appeared in front of everyone. Huang Lei’s cooking, even with occasional flaws, was accepted by tolerant eyes. After all, the fresh filter made everything look so lovely.

However, with the increase of the number of seasons, the novelty gradually faded, and the audience’s judgment standard also improved, from the initial tolerance to picky.

For the comprehensive N-generation program "The Life I yearn for", which lacks innovation in program link setting and chemical reaction of guests, the controversy over Huang Lei’s cooking skills also includes the feeling of spitting on the program.

The second is the rise of social media, which provides fertile soil for this emotion. Here, netizens incarnate as "cyber judges", and make meticulous comments and discussions on every behavior of entertainment stars. Second-creation analysis videos and wonderful editing have become hot topics after dinner.

In this context, the saying that "the first person who made a big speech was a genius, the first person who questioned Huang Lei’s terrible cooking was a warrior, and the first person who appreciated Jacky’s abstract talent was unique" spread on the Internet.

These "first shots" have made more people dare to express their opinions, whether it is questioning Huang Lei’s cooking skills or discussing other elements in the program.

More importantly, with the change of the network environment, the role of the audience is also quietly changing. They are no longer just passive viewers, but are more likely to substitute themselves into the roles that seem to be "directed" and "arranged" in the program, and feel an invisible pressure and discomfort.

This sense of substitution makes people have more complicated emotional reactions to the "parents" images displayed in the program, such as the roles played by Huang Lei and Huang Xiaoming.

At the beginning of the program, there may be viewers who appreciate this warm family atmosphere; However, when this atmosphere overemphasizes "guidance" and "arrangement", it is easy to make people feel uncomfortable, which leads to deep reflection and criticism on the behavior of the characters in the program.

All this makes us have to re-examine the relationship between these "parents" images in variety shows and the psychological changes of the audience.

What is the original sin of being ridiculed by a group?

In variety shows, middle-aged male stars appear in an "unquestionable" leadership style, and they can show their "extraordinary opinions" even in the kitchen. Men, women and children have to give him three points of courtesy and praise seven points.

However, in this era of increasing diversity and individuality, any leadership style with "daddy flavor" seems to be incompatible with the surrounding environment.

Get rid of the aura of celebrities, aren’t their speeches and behaviors ordinary middle-aged men who can be seen everywhere in life?

With the continuous progress of society, especially the growth of the younger generation, they have become immune to the "dad endlessly" speech, and even began to deconstruct the "authoritative image" in variety shows by playing with stalks.

These stalks are not only a mockery of the characters in the program, but also a mapping of the excessive intervention and imposition of some authoritative roles on people’s behavior in the real society.

In this way, the younger generation not only expressed the challenge to the traditional authority, but also showed their unique sense of humor and creativity.

From worship to disenchantment, this change is not only the consumption and reflection of people in variety shows, but also the epitome of the overall cultural and psychological changes in society.

As the backbone of society, the younger generation pursues self-expression and the realization of individual values.

In this context, those "paternalistic" styles that try to impose on others naturally encounter resistance and disgust. The old and backward patriarchal habits are "bared their teeth" on the show again, so it is no wonder that the audience will turn over old scores and revile them.

What they long for is a more equal, open and inclusive social environment, rather than being bound by traditional authority and rules.

After this "daddy-flavored" storm, any attempt to control in the name of authority must be determined to be examined.

After all, netizens will not let go of any "game of thrones" easily.

Author: cyber puppy

Editor: Returning to the Star

How do two people play a double play tutorial together?

Right-click to invite friends to play remotely and wait for them to accept the invitation.

1. Start the double line in steam, enter the game, and press Shift Tab.

2. Right-click to invite friends to play remotely, wait for friends to accept the invitation and enter the remote play.

3. Finally, use the keyboard and handle to join the room.