recent days
"Alipay, WeChat Automatic Deduction Service"
Boarded Weibo Hot Search.
Some netizens posted that after opening an automatic debit service such as "pay after use" or "pay after leaving the store" of a merchant or APP, they gave the other party the authorization to directly deduct money. This authorization has no time limit, and the merchant can directly deduct money from the account at any time after using a confidential payment. Many netizens are worried about the safety of their funds.
In this regard, Alipay customer service said that it is necessary to sign an agreement with the merchant when opening the automatic withholding confidential payment. Only when the user authorizes it, the merchant can deduct the fee. When signing the agreement, the specific deduction period and deduction amount will be displayed, but the fees beyond the agreement will not be deducted. Users’ funds are safe, and unsigned and unauthorized content payments will not be deducted. Users can also choose not to open or sign the related automatic fee deduction service.
Wechat payment customer service said that the authorization period of automatic fee deduction business should be based on the page displayed at the time of opening, and the specific fee deduction frequency, subsequent deduction amount and other information will be displayed on the signing page, so there will be no arbitrary fee deduction. Users can also verify the automatic fee deduction service opened in their accounts through relevant paths, and close services they don’t need.
According to another introduction, there are nearly 60,000 complaints about "secret-free payment" on a complaint platform, including problems such as users being unwittingly opened with "secret-free payment", being unable to cancel it, and arbitrarily deducting fees after opening it.
Screenshot of complaint platform
In order to reduce the risk of brush theft
China Consumers Association suggested
Consumers take these measures.
↓↓↓
1. Do not turn on "confidential payment" unless necessary.
Give priority to turning off the confidentiality function, check whether Alipay, WeChat or bank card are bound, and turn off the privilege of "confidential payment".
If it is necessary to keep some confidential services, it is recommended to set them separately.
In addition, check the authorized applications regularly and remove the payment authorization of third-party applications that are not commonly used or trusted.
2. Strengthen account security protection
Set high-strength passwords and pay attention to replacement, avoid using simple passwords such as birthdays and consecutive numbers, and turn on the double authentication function to prevent accounts from being maliciously logged in.
Turn off non-essential payment rights, especially if Apple mobile phone users do not need to purchase applications through their accounts, they can disable related functions.
Use public Wi-Fi cautiously, avoid payment operation in public network environment, and prevent phishing or data interception.
3. Develop the habit of regular reconciliation
Check the bill notice in time, pay attention to the debit message sent by Alipay, WeChat or the bank, and check it immediately if you find unknown consumption.
Check the subscription service regularly and cancel the automatic renewal items that are no longer needed.
Learn every day
Regulations of Inner Mongolia Autonomous Region on Promoting National Unity and Progress
Chapter VI Guarantee and Supervision
Fifty-seventh national unity and progress work should implement the leadership responsibility system and the annual target responsibility assessment system, which should be included in the performance appraisal system.
Article 58 People’s governments at or above the county level shall incorporate the work of national unity and progress into national economic and social development plans and annual plans, establish and improve a long-term mechanism for the work of national unity and progress, and make overall plans and coordination on major issues concerning the work of national unity and progress.
The people’s governments at or above the county level shall include the funds needed for the work of national unity and progress in the fiscal budget at the corresponding level.
Article 59 The ethnic affairs department of the people’s governments at or above the county level shall be responsible for the organization, coordination, guidance and supervision of promoting national unity and progress within their respective administrative areas.
The relevant departments of the people’s governments at or above the county level shall, in accordance with their respective duties, do a good job in promoting national unity and progress.
Sumu Township People’s Government and sub-district offices shall do a good job in promoting national unity and progress within their respective jurisdictions according to law.
Article 60 The judicial administrative department shall strengthen the publicity and education of the rule of law on national unity and progress, include the relevant laws and regulations on national unity and progress in the law popularization plan, improve the system of studying and using the law for the staff of state organs, and guide citizens to know and abide by the law.
Article 61 Supervisory organs, judicial organs, procuratorial organs, public security organs and state security organs shall protect the legitimate rights and interests of citizens of all ethnic groups according to law, severely crack down on illegal and criminal acts that undermine national unity and social stability according to law, and provide legal protection for the cause of national unity and progress.
Article 62 The people’s congresses with legislative power and their standing committees shall, according to their legislative authority, strengthen legislation on ethnic affairs and improve the level of governing ethnic affairs according to law.
The Standing Committee of the people’s congress at or above the county level and the Sumu Township People’s Congress shall exercise their supervisory powers according to law, adhere to correct supervision and effective supervision, and strengthen supervision over the work of national unity and progress by carrying out law enforcement inspections on relevant laws and regulations of national unity and progress, listening to work reports of the people’s governments at the same level, and making special inquiries.
Deputies to people’s congresses at all levels should take the lead in observing the Constitution, laws and regulations, supporting the implementation of the Party’s national policies, doing a good job in national unity and progress, and contributing to the cause of national unity and progress in the whole region.
Sixty-third to strengthen the construction of cadres of all ethnic groups and all kinds of talents. Cultivate, select and appoint cadres who master the party’s ethnic theory and policies, are familiar with ethnic work and practice ethnic unity.
Strengthen the training and selection of bilingual talents of all ethnic groups, especially bilingual teachers, bilingual judges and bilingual prosecutors.
Organs, enterprises and institutions shall implement the relevant policies of the state and the autonomous region when recruiting and employing staff.
Article 64 The people’s governments at or above the county level and their relevant departments shall establish and improve the early warning and emergency response mechanism for major emergencies involving ethnic factors, and prevent and resolve all kinds of contradictions and disputes that affect national unity.
Sixty-fifth any organization or individual has the right to stop and report illegal acts that undermine national unity, and the relevant departments shall promptly deal with them according to law after receiving the report.
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Original title: "Automatic Deduction? Alipay and WeChat responded urgently! 》
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